Auto accident insurance attorney, Uninsured Car Accident Lawyers

Advocating for You: Uninsured Car Accident Lawyers

In almost every state, the law dictates that motor vehicle operators must carry a minimum dollar amount of liability insurance to cover medical expenses and property damage. That said, recent studies suggest that approximately 13% of all drivers in the United States lack this basic liability coverage. Unfortunately, this complicates things pretty quickly when these uninsured drivers are involved in an accident. In many cases, an uninsured motorist leaves victims to fend for themselves when it comes to paying expenses.

More specifically, an uninsured driver is defined as any driver who does not have the minimum liability insurance required by their state. If you are in a car accident with an uninsured motorist, then it is much less likely that he will receive the compensation he deserves, without seeking legal help. These minimum liability restrictions will always vary from state to state, so be sure to check with your local laws to see where you stand. For example, California's minimum liability limits include $15,000 for a single person, $30,000 for everyone involved in the accident, and $5,000 for property damage.

But of course, the improbable is far from impossible. With the right legal team to support you, it is possible to get out of this awkward situation. This makes The Ward Law Group an excellent choice, as our legal team has not only accumulated decades of experience, but also a track record of success in high-profile cases. Additionally, our team doesn't just serve the English-speaking community. We also provide our legal services to those who speak Spanish as their primary language. Don't let your native language stop you from getting the deal you deserve.

Auto Accident insurance attorney

Common Types of Uninsured Driver Claims We Settle

Recent studies show that 82% of uninsured motorists do not have insurance because they do not have the funds to do so. However, this is not the only reason. Some drivers can't buy liability insurance because their vehicles are in terrible condition (or uninsurable). This drowns uninsured car accident victims. This means that the accident victim may have to cover all of her expenses, even if the accident was not her fault. In 2012 alone, the cost of damages from accidents involving uninsured vehicle operators was approximately $2.6 billion.

Of course, by nature, there is not much difference between this accident subtype and "normal" car collisions. In fact, like other types of accidents, the most common causes of motor accidents without insurance include:Driving while intoxicated : One in four car accidents resulting in death occurs due to driving while intoxicated. In the event that you have lost a loved one to a DUI, your claim may fall under the wrongful death sub-type.
Distracted Driving – Many states have passed new laws that ban portable electronic devices like smartphones while driving. This will only become more frequent as time goes on. And with good reason: distracted driving is the leading cause of car accidents in the United States. Of course, distracted driving isn't limited to your smartphone. Playing with your radio, talking to passengers, eating, and applying makeup while driving are all forms of distracted driving.
Reckless Driving – Refers to any car accident that is caused by speeding, sudden lane changes, tail following, or any other irresponsible behavior. Basically, reckless driving involves some level of rational negligence on the part of the offender.

Naturally, these are just the top 3 examples. Of course, there are many other causes of car accidents. However, the resulting claims always get more complicated when uninsured motorists are involved.

Types of Vehicle Accident Injuries and Compensation

Uninsured car accidents are a very broad category because they are more of an addition to the accident than a subtype of their own. In other words, an uninsured motorist accident could mean just about anything. It could mean a bus accident, a truck accident, a hit-and-run, a head-on collision, a rollover, or more. In a sense, the uninsured motorist is nothing more than a nasty slut on top of an already bad situation. Some common examples of personal injuries from these accidents include:Mild to severe brain damage.
Lacerations and bruises.
Broken bones.
Spinal cord injuries (myelopathy, spinal stenosis, paralysis, etc.)
Internal organ injuries.
… and more.

The best way to beat an uninsured motorist is if you have already beaten them before the accident happens. You can do this by having uninsured motorist coverage on your own auto policy. Uninsured motorist coverage will ensure that you receive compensation for the accident that you would otherwise have to pay out of pocket. Here are some forms of compensation you can receive if you have uninsured motorist coverage:Medical Expenses : This covers almost anything to do with hospital stays, medications, treatment plans, therapy, and more. This is usually only relevant if you have been injured in an accident involving an uninsured driver.
Property Damage – In addition to vehicle damage, this claim also covers damage to personal belongings in the car, such as your smartphone, laptop, and even clothing. Additionally, it may cover other fees, such as towing costs for your vehicle.
Lost Wages and Earning Potential – Lost wages cover the period of time you are out of work as you recover from your injuries. Loss of earnings potential applies if your injury becomes permanent or affects your ability to work for an extended period of time.
Emotional Trauma – Covers things like PTSD, depression, anxiety, and more.

Contact The Ward Law Group today!

Our legal team has won numerous high-profile car accident claims over the past two decades. If you have recently been involved in a car accident, especially one involving an uninsured driver, please contact our legal team as soon as possible. Cases like these are more complicated than your average car accident claim, so it's best to contact a legal team that can help you iron out all the details.

Maximizing Your Claim: Immediate Steps to Take After an Uninsured Motorist Accident

Naturally, you should call the emergency services immediately after an accident, especially when one or both parties are injured. Once this step is complete, you should begin documenting every detail of the accident as soon as possible.

If you can't, you should ask a friend or eyewitness to do it for you. Uninsured driver claims are much harder to win, so the more evidence you collect, the better. Fortunately, almost everyone these days has a smartphone with a high-quality camera. So it shouldn't be too difficult to find someone to do it for you in case your phone no longer works due to accident damage.

Be sure to exchange information with the uninsured driver as well as with the police. With the latter, you should try to get a copy of the police accident report as soon as possible. Sharing this information with your legal team will go a long way in trying to maximize your claim. You should also keep any receipts or expenses associated with the accident, as you may be entitled to these claims later.

Once you contact a legal team, be sure to share and communicate all of your documentation with them. Again, this is one of the best ways to keep your legal team informed, allowing them to build a rock-solid case.


insurence 2789184555151012996

Post a Comment


Follow Us


Hot in week



Text Widget

Connect Us

- Navigation -